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Union with Christ and Election
Calling and Regeneration
Conversion is our willing response to the gospel call, in which we sincerely repent of our sins and place our trust (faith) in Jesus Christ only for our salvation.
Justification is an act of God's free grace, by which he pardons all our sins, and accepts us as righteous in his sight, only because of the righteousness of Christ imputed to us, and received by faith alone.